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Will your work history work against a disability benefits claim?

As a disabled individual with limited resources, you may have legitimate concerns regarding how you will support your family and take care of yourself. For many individuals with disabling physical or mental conditions, securing Social Security Disability benefits may be an option, but what if you are not eligible? If you do not qualify for Social Security Disability Insurance, you may have the option to seek another type of benefit.

Supplemental Security Income is an option for people with significant disabilities who do not qualify for SSDI benefits because of a lack of qualifying employment history. If you believe that you may have a valid claim to SSI benefits, you would be wise to seek the help of a Florida attorney as you navigate the application process.

What is SSI?

Supplemental Security Income is an income supplement from the federal government paid for through general taxes instead of Social Security taxes. This allows individuals who have not worked a job that paid into the Social Security system to have a valid claim to benefits in the event of a disability.

Specifically, these benefits are for those who are aged, blind or disabled with little to no income. This allows these individuals to claim support for basic life needs, such as food, housing and clothing.

Eligibility for SSI benefits

SSI benefits are for individuals who need financial support because they are unable to work and do not have a significant work history due to their condition. You could be eligible for SSI benefits if you meet the following requirements:

  • You have a disability that precludes you from holding regular employment.
  • You are able to present proof of financial need.

Part of your application requires that you have documentation proving that you have limited financial resources. Your assets cannot be worth more than $2,000 if you are unmarried and $3,000 if you are married.

Do you really need legal help?

Applying for any type of benefits through the Social Security Administration can be a lengthy and complicated process. When you secure the help of an attorney, you can have an experienced legal ally advocating for your interests, helping you complete necessary paperwork and addressing any complications, such as a denied claim.

A lawyer cannot guarantee that you will ultimately achieve a positive outcome to your legal objectives, but experienced and knowledgeable guidance can be an invaluable asset to you as you seek the disability benefits that you need.

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