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Protect yourself by understanding workers' compensation benefits

Florida workers who suffer an injury in the workplace face difficulties that extend far beyond the physical ramifications of their injury. In addition to the sheer cost of even the most basic of medical care, lost wages and other accident or illness-related expenses can have a devastating financial impact on a family.

If you are experiencing the complex aftermath of a work accident, you do not have to walk through it alone. From filing a workers' compensation claim to obtaining the specific type of medical care you need for a full recovery, you have the right to seek help and guidance. It can also be useful to seek a full understanding of your rights and the specific benefits to which you are entitled:

Who is eligible for workers' compensation benefits?

The intent of workers' compensation benefits is to protect the financial interests of workers who suffer an injury in the workplace. It also provides certain protections for employers as well. However, it can be difficult to obtain these benefits. You may have a rightful claim if you experienced an injury in an on-the-job accident, received a diagnosis of an occupational illness or experienced the worsening of a pre-existing medical condition due to your job.

Your rightful benefits

As a Florida worker, it is in your best interests to know the benefits to which you are entitled in case of an accident. The type and amount of support you could claim depends largely upon the nature of your injury and the type of care you require. Injured workers may have the right to benefits for the following:

  • Medical care
  • Rehabilitation or vocational retraining expenses
  • Replacement of lost wages
  • Support for permanent injuries

In the event that a worker suffers fatal injuries in an accident at work, the surviving family members may have a rightful claim to financial support through the employer's workers' compensation insurance.

The right steps after a work accident

It is wise to fully apprise yourself of what to do after a work accident. You will find it useful to know your employer's procedures for work accidents, as well as what steps to take in order to initiate a workers' compensation claim if necessary.

A work accident can change your life and leave you in serious financial duress, but you may not have to bear these burdens alone. You have the right to a full and fair recovery, as well as the right to know what to do after an accident, injury or occupational illness.

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