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Workers' compensation can help with injuries and illnesses

Suffering from a workplace injury or illness is a serious concern for workers and families. In Florida, employers with greater than four employees and all construction employers, are required to provide their employees with workers' compensation benefits, if they have suffered a workplace injury or illness. Because injured workers can be left with significant medical expenses and an inability to work, it is important for them to understand their workers' compensation benefits and the process.

When a worker has suffered a workplace injury or illness, they should report it to their employer who is required to report it to their workers' compensation insurance carrier. If the employer fails to report it to the insurance carrier, the employee should contact the insurance carrier directly. Workplace injuries must be reported within 30 days and workplace illnesses must be reported within 30 days of the worker having knowledge of the illness.

Different workers' compensation benefits may be available to the injured worker depending on the circumstances. Temporary Total Disability benefits may be available to injured workers in certain circumstances or Temporary Partial Disability benefits, for instance, may also be available depending on the circumstances. In addition, in circumstances of a fatal workplace accident, death benefits may be available to family members, which includes funeral expenses.

It is important that injured workers understand the workers' compensation benefits available to them that are based on the unique circumstances they are facing. Workers' compensation benefits can be vital to helping injured workers through the challenges associated with a workplace injury or illness, which is why they should understand the benefits available and how to obtain them.

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